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The National Disability Insurance Scheme (NDIS) can help people to live in their own home. You can talk about your home and living goals as part of the NDIS planning conversation but it is important that you hold onto your vision to live in your own home. 


Some of the supports that might be funded include:

  • Help with day-to-day life,

  • Modifications to your home,

  • Short term funding to help you practice living away from your family home,

  • Medium term funding which can help with somewhere to live when you wait for a more permanent home, 

  • Assistive technology to help you with everyday tasks,

  • Specially built housing that meets your needs,

  • Flexible supports such as drop in assistance, and

  • More formal rostered supports.


The funding available under the NDIS does not cover day-to-day living costs such as rent, groceries, utilities, telephone or internet costs. This is the same for general household items such as a bed, fridge or cooking utensils. There are some limited circumstances where the NDIS may make a contribution to these costs.

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Key Points

  • There are different NDIS funding types that might help you to live in your own home. You can talk to your NDIS Planner but make sure they know you want to live in your own home.

  • NDIS Core Supports can help you with everyday activities, your current disability-related needs and to work towards your goals. Your Core Supports budget is often the most flexible.

  • NDIS Individualised Living Option (ILO) helps you use your funded supports to live the way that suits you. 

  • NDIS Specialist Disability Accommodation (SDA) is a range of housing designed for people with extremely high needs. SDA funding includes the cost of the home or building you live.

  • There are different ways to manage your funding:

    • NDIA Managed funding means the NDIA will pay providers on your behalf but they must be NDIS registered providers,

    • Plan Managed funding which means you have a Plan Manager who will pay your providers for you, and

    • Self-managed which means the NDIA provides you with funding so you can buy supports that best meet your needs and goals.

  • There is more flexibility under Plan and Self-management as you can choose NDIS registered providers or providers that aren’t registered with the NDIS.

  • If Self-managing you can negotiate the price you pay for support if the cost can be met within your plan but there are also extra responsibilities such as record keeping and making payments that you need to consider.

Watch Videos

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Specialist Disability Accommodation
by Imagine More 

Learn the nuts and bolts of Specialist Disability Accommodation (SDA) from Jennifer Merriman (Summer Foundation). This video is an overview of Specialist Disability Accommodation (SDA) and how the funding is set up within NDIS.

Click on the Video to watch ->


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Who is Specialist Disability Housing For?
by Deb Rouget

In this paper, presented at the Summer Foundation's Lets Get Building SDA Conference, Melbourne, Deb Rouget uses the Individualised Supported Living framework as a guide to ensure that no matter who is eligible for SDA, there are key components to consider when creating real home.

Deb Rouget

Useful Links

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NDIS Home and Living

The NDIS can assist participants to live independently. Participants and their families can discuss their home and living goals as part of their planning conversation. A participant's plan will include the supports the NDIS will fund as well as the supports the participant will need to access through the housing system.

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ILO participant scenarios

Fictitious examples demonstrating various forms of ILO support models.

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